Maintaining a good credit rating cannot be overstated. If your credit rating is poor, your buying power decreases with increased borrowing rates. This can add up to thousands of dollars when buying big ticket items such as a car. Some prospective employers routinely check your credit rating and a poor credit rating may affect your [...]
Your credit report information can mean the difference between a “yes” and a “no” on your next large purchase or on your next charge card. We pretty much know what details are listed on the tell-all expose of our debt history. The basic information includes name, address, telephone number, social security number and your date [...]
Just because you do not understand what goes into your credit rating does not mean that you can’t ruin it! In this day and age, more people than ever before are racking up huge debts on their credit cards and falling behind. They don’t check their credit scores, and as a result, those scores fall. [...]