Nothing spells trouble more than a bounced check. An overdraft out of your bank account can be a costly mistake that can even have some legal ramifications. A bounced check is far more likely in this day and age. Unfortunately, more and more banks are clamping down on people who write bad checks.
For someone starting out in their own small business they may fail to realize that it takes money to make money. Beginning any business takes capital and that is particularly true of small home-based enterprises. Some small business owners turn to high rate credit cards for the extra cash they need. However, there is another [...]
When the concept of banking first arrived on the scene, a bank was viewed as a place where people could deposit their money in order to keep it safe. This was the premise of the most ancient of the banks. But the person who came up with the idea of a bank loan – or [...]
Most people go to the bank and have a checking and savings account, but they do not know that there is much more that their bank can do for them. Some banks are good about telling customers about banking services they have, and others don’t say much, usually just assuming the average consumer is aware [...]
Gone are the days when we had to call the bank or wait for our monthly statement to come in the mail so that we could reconcile our checkbooks. A surprise that no one likes to get is an envelope with an overdraft notice enclosed, with that nice little fee (not!) taken from our account, [...]